Apply for a Habitat Home

320 Apple Street

In order to qualify for a Habitat house, three conditions must be met:

1) Applicant must need a better place to live –

You will be considered for a Habitat home if:
- your house is bad
- you pay more than one-fourth of your income for rent
- you have lived in the Starkville area for more than one year
Bad housing means problems like:
- leaky roof
- bad plumbing
- bad wiring
- no insulation
- poor heating
Bad housing can also mean:
- female and male children share a bedroom
- teenagers share bedrooms with very young children
- three or more children share a room

2) Applicant must be able to make payments

You will be buying your house from Starkville Area Habitat for Humanity. You must be able to make interest free mortgage payments every month.

Mortgage payments are usually about $335. This includes:
- All taxes on your house
- House insurance

You must take home at least $1250 per month and
have been employed in the same job for over a year.

We will determine your ability to pay for a house by looking at your:

3) Applicant must partner with Starkville Area Habitat for Humanity

When you and your family are approved for a Habitat house, you become a Habitat partner family.

As a partner family you must complete 300 hours
of volunteer work per family.

Habitat House on Deerfield

You and your family earn hours by:

You must complete all these steps before you can buy your home.

Download the brochure about Buying Your Own for $330 a Month – fill it out and submit it to Starville Habitat for Humanity.

Download the application for a Starkville Habitat for Humanity House. These are accepted only once a year. Please fill out the brochure above to be notified of the time for applications.